Challenges of Fixed-income Investing

By Carl Trevison and Stephen Bearce   Challenges of Fixed-income Investing   Your parents and grandparents may have known better about lots of things when you were younger. But you probably shouldn’t be following their example when it comes to managing your money in retirement.   “Most retirement income for [our] parents’ and grandparents’ generation […]

Investing vs. Paying Off Debt

By Carl Trevison and Stephen Bearce   Investing vs. Paying Off Debt   The debt dilemma   The process for eliminating debt is anything but an easy-to-solve financial equation. Many people wonder if they should pay off their debt as quickly as possible or invest their money, letting debt payments run their course.   The […]

Challenges of Fixed-income Investing

Challenges of Fixed-income Investing   Your parents and grandparents may have known better about lots of things when you were younger. But you probably shouldn’t be following their example when it comes to managing your money in retirement.   “Most retirement income for [our] parents’ and grandparents’ generation came from Social Security and a defined-benefit […]

Comparing IRA Choices: Roth vs. Traditional

By Carl Trevison and Stephen Bearce   Comparing IRA Choices: Roth vs. Traditional   Which one is right for you?   With the decline of corporate pensions and the aging U.S. population putting stress on the Social Security system, the burden of saving and planning for retirement falls increasingly on individuals. This is especially true […]

Investing vs. Paying Off Debt

By Carl Trevison and Stephen Bearce   Investing vs. Paying Off Debt   The debt dilemma   The process for eliminating debt is anything but an easy-to-solve financial equation. Many people wonder if they should pay off their debt as quickly as possible or invest their money, letting debt payments run their course.   The […]

Seniors: Helping Prevent Investment Fraud

Seniors: Helping Prevent Investment Fraud Protecting your retirement nest egg and sustaining your retirement income are challenging enough. Taking precautions to help guard your investments from fraud is important. People who are older can be common targets for fraud and financial crimes. Scam artists and unscrupulous sales people target seniors, who are often seen as: […]

Manage Your Finances as You Near Retirement

Financial Focus By Carl Trevison and Stephen Bearce   Manage Your Finances as You Near Retirement   As your target retirement date gets closer, what was once an abstract concept may now feel more like a reality. This life event can provoke different feelings for different people. While some might feel excited about the possibilities […]

Dividend-paying Stocks: A Staple for Your Portfolio

By Carl Trevison and Stephen Bearce No matter your age or your approach to investing, there is one kind of investment that may be considered for your portfolio: dividend-paying stocks. That’s the opinion of Scott Wren, Managing Director and Senior Global Equity Strategist for Wells Fargo Investment Institute.   While hardly the sexiest of investment […]

Legacy Planning with Retirement Accounts

By Carl Trevison and Stephen Bearce   Legacy Planning with Retirement Accounts   The popularity and accessibility of retirement plans has resulted in Americans holding a significant portion of their assets in 401(k)s or other employer-sponsored retirement plans and IRAs. For many, these accounts represent the largest portion of their wealth outside of their homes. […]

SURPRISE! Social Security Is Changing

By Carl Trevison and Stephen Bearce SURPRISE! Social Security Is Changing If you’ve ever attended a surprise party you know there’s a certain order to it. It typically starts when the door opens and everyone yells “SURPRISE!” at the unsuspecting honoree. The November budget compromise between Congress and the President put the party elements in […]