"From the Bay to the Blue Ridge"
By Carl Trevison and Stephen Bearce Goal-based Insurance Strategies Can Help Strengthen Your Portfolio Similar to your investments, your insurance needs and related strategies change over time. As part of a smart financial strategy, it’s critical to review and adjust coverage at different life stages to make sure that you’re protected. “I refer to insurance […]
By Carl Trevison and Stephen Bearce Three Tips for Pursuing an Active Retirement Retirement today is active—a time to reinvent yourself, pursue your passions, or do the work that you find especially rewarding. The freedom to do that requires careful planning, says Will Larson, Retirement Planning Strategist for Wells Fargo Advisors. Here, he provides his […]
By Carl Trevison and Stephen Bearce Consider a Simple Investment Strategy to Help Reduce Guesswork For most investors, the key to success is simple: Buy low and sell high. But how often have you seen this scenario played out? (You may have done it yourself.) • When the market is up, an investor feels good […]
By Carl Trevison and Stephen Bearce When financial markets fluctuate, even the calmest investors can start to question their financial strategies. But volatile markets can present opportunities, says Tracie McMillion, head of global asset allocation strategy for Wells Fargo Investment Institute (WFII). “Financial markets are frequently volatile—that’s their nature,” she says. “Over longer periods of […]
By Carl Trevison and Stephen Bearce How to Maintain Your Lifestyle in Retirement You may have heard the rule of thumb that you need to replace about 80% of your preretirement income if you want to maintain your current lifestyle when you retire. But like many rules of thumb, that advice is much too general […]
By Carl Trevison and Stephen Bearce Your Estate Planning Checklist: 10 Documents to Get Started If you’ve been dragging your feet when it comes to estate planning, you aren’t alone. According to a 2017 survey by Caring.com*, nearly six out of 10 American adults lack even basic estate-planning documents. Even if you’ve put some documents […]
By Carl Trevison and Stephen Bearce Compounding: The Potential Power of Time Why is time of the essence? The sooner you begin saving — even small amounts — the better your chance of reaching your retirement goals. Consider the following example that shows how much waiting to invest can cost. Put time on your side. […]
By Carl Trevison and Stephen Bearce Debt Management Solutions Balancing debt repayment with investing goals takes some strategy and planning. Some consider investing as a first line of defense while paying down debt as a second. The debt dilemma The process for eliminating debt is anything but an easy-to-solve financial equation. Many people wonder if […]
By Carl Trevison and Stephen Bearce Are You Prepared to Handle a Personal Financial Crisis? Individuals who are married or in a committed relationship face the possibility they’ll end up managing finances alone at some point in their lives. Unfortunately, the first time many experience handling complicated financial matters alone is during a personal crisis […]
By Carl Trevison and Stephen Bearce 10 Reasons Why Beneficiary Designations Are Important Beneficiary designations can provide a relatively easy way to transfer an account or insurance policy upon your death. However, if you’re not careful, missing or outdated beneficiary designations can easily cause your estate plan to go awry. We often complete these designations […]
