How to Raise Kids with Money Smarts

By Carl Trevisan and Stephen Bearce Parents have a responsibility to teach their children about finances—and that’s true for wealthy families and less affluent families alike. Kids are smart enough to pick up on signals that their family may have more than others. But if the conversation stops at the benefits that money can bring, […]

Saving for Retirement and Your Child’s College Education

By Carl Trevison and Stephen Bearce Saving for Retirement and Your Child’s College Education You want to retire comfortably when the time comes. But you also want to help your child pay for college. With the cost of college tuition increasing and no guarantee that Social Security will be around at the time you retire, […]

Four Truths All Investors Should Know About Risk

By Carl Trevison and Stephen Bearce Four Truths All Investors Should Know About Risk Risk, and the role it plays in a portfolio, can be one of the most difficult concepts for investors to grasp. To help clear things up, we outline four important risk-related insights every investor should know. 1. Risk has many faces. […]

Financial Focus

By Carl Trevison and Stephen Bearce Do You Plan to Downsize in Retirement? You might have a dream of what your retirement will look like — more time to travel, some well-earned relaxation, maybe increased time for some of your main hobbies. And you may even know where you want to spend your retirement years […]

Goal-based Insurance Strategies Can Help Strengthen Your Portfolio

By Carl Trevison and Stephen Bearce Goal-based Insurance Strategies Can Help Strengthen Your Portfolio Similar to your investments, your insurance needs and related strategies change over time. As part of a smart financial strategy, it’s critical to review and adjust coverage at different life stages to make sure that you’re protected. “I refer to insurance […]

Three Tips for Pursuing an Active Retirement

By Carl Trevison and Stephen Bearce Three Tips for Pursuing an Active Retirement Retirement today is active—a time to reinvent yourself, pursue your passions, or do the work that you find especially rewarding. The freedom to do that requires careful planning, says Will Larson, Retirement Planning Strategist for Wells Fargo Advisors. Here, he provides his […]

Consider a Simple Investment Strategy to Help Reduce Guesswork

By Carl Trevison and Stephen Bearce Consider a Simple Investment Strategy to Help Reduce Guesswork For most investors, the key to success is simple: Buy low and sell high. But how often have you seen this scenario played out? (You may have done it yourself.) • When the market is up, an investor feels good […]

Four Ways to Invest More Confidently in a Volatile Market

By Carl Trevison and Stephen Bearce When financial markets fluctuate, even the calmest investors can start to question their financial strategies. But volatile markets can present opportunities, says Tracie McMillion, head of global asset allocation strategy for Wells Fargo Investment Institute (WFII). “Financial markets are frequently volatile—that’s their nature,” she says. “Over longer periods of […]

How to Maintain Your Lifestyle in Retirement

By Carl Trevison and Stephen Bearce How to Maintain Your Lifestyle in Retirement You may have heard the rule of thumb that you need to replace about 80% of your preretirement income if you want to maintain your current lifestyle when you retire. But like many rules of thumb, that advice is much too general […]

Your Estate Planning Checklist: 10 Documents to Get Started

By Carl Trevison and Stephen Bearce Your Estate Planning Checklist: 10 Documents to Get Started If you’ve been dragging your feet when it comes to estate planning, you aren’t alone. According to a 2017 survey by Caring.com*, nearly six out of 10 American adults lack even basic estate-planning documents. Even if you’ve put some documents […]