"From the Bay to the Blue Ridge"
By Carl Trevison and Stephen Bearce Compounding: The Potential Power of Time Why is time of the essence? The sooner you begin saving — even small amounts — the better your chance of reaching your retirement goals. Consider the following example that shows how much waiting to invest can cost. Put time on your side. […]
By Carl Trevison and Stephen Bearce Debt Management Solutions Balancing debt repayment with investing goals takes some strategy and planning. Some consider investing as a first line of defense while paying down debt as a second. The debt dilemma The process for eliminating debt is anything but an easy-to-solve financial equation. Many people wonder if […]
By Carl Trevison and Stephen Bearce Are You Prepared to Handle a Personal Financial Crisis? Individuals who are married or in a committed relationship face the possibility they’ll end up managing finances alone at some point in their lives. Unfortunately, the first time many experience handling complicated financial matters alone is during a personal crisis […]
By Carl Trevison and Stephen Bearce 10 Reasons Why Beneficiary Designations Are Important Beneficiary designations can provide a relatively easy way to transfer an account or insurance policy upon your death. However, if you’re not careful, missing or outdated beneficiary designations can easily cause your estate plan to go awry. We often complete these designations […]
Financial Focus By Carl Trevison and Stephen Bearce Savings Strategies for the Gig Economy If you’re one of the growing legions of gig workers, freelancers, or commission-based employees, your income stream might feel a bit like a roller coaster. And that can make it tough to save for retirement. “More and more people are participating […]
By Carl Trevison and Stephen Bearce How to Avoid and Correct Tax Issues Nobody likes unexpected tax bills or IRS penalties. So how can you minimize the possibility of errors on your return? And if an error does still slip through, what then? In both cases, it’s often a matter of paying close attention to […]
By Carl Trevison and Stephen Bearce Gather All Your Assets Investment planning is like doing a jigsaw puzzle except the pieces don’t always come in one box—often you have to gather them from a variety of sources. When putting an investment plan together, you have to combine information on assets, debt, insurance, and more to […]
By Carl Trevison and Stephen Bearce Financial Lessons You Can Learn from Retirees Does this scenario sound familiar? • When the market is up, an investor feels good and buys stocks. • When the market is down, that same investor gets scared and sells. Although reacting like this may feel right at the time, the […]
By Carl Trevison and Stephen Bearce Is a Will or Trust Right for You? If you have a will, there’s a question you should be asking yourself: “Do I also need a trust?” You might be surprised. A revocable living trust can be a useful estate-planning tool for people at all income levels, not just […]
By Carl Trevison and Stephen Bearce How to Plan a Retirement Timeline Retirement planning can be challenging, but creating a timeline can help ensure your savings stay on track. Here are some expert tips for helping to ensure your retirement plans are on schedule at every stage. Set an income goal—and know that […]
